Terms and Conditions for Heron AI
Welcome to Heron AI. These Terms and Conditions ("Terms") govern your use of our AI-powered investment assistance and robo-advisory services, including our website and all associated services (collectively, "our Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Service.
1. Acceptance of Terms
By utilizing our online platform, you affirm that you are of legal age to form a binding contract and that you accept and agree to comply with all terms and conditions outlined herein. These Terms constitute a legally binding agreement between you and Heron AI.
2. Description of Service
Heron AI provides AI-driven financial technology solutions including portfolio management, personalized financial planning tools, automated investment rebalancing, market trend analysis, risk assessment and mitigation strategies, and educational resources designed to assist investors. Our Service aims to leverage artificial intelligence to provide insights and facilitate investment decisions, but it is not a substitute for professional financial advice tailored to your specific circumstances.
3. Investment Disclaimers and Risks
- No Financial Advice: The information and tools provided by our Service are for informational and educational purposes only and do not constitute financial, investment, legal, tax, or other professional advice. You should consult with a qualified financial advisor before making any investment decisions.
- Investment Risks: All investments involve risk, including the loss of principal. Past performance is not indicative of future results. There is no guarantee that any investment strategy will be successful.
- AI Limitations: While our AI is designed to provide robust analysis, it operates based on available data and algorithms, which may have limitations or errors. Market conditions can change rapidly and unpredictably.
4. User Accounts
- To access certain features of our Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
- You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. You agree to notify Heron AI immediately of any unauthorized use of your account.
5. User Conduct
You agree not to use our Service for any unlawful purpose or in any way that might harm, abuse, or otherwise interfere with Heron AI, its employees, or other users. Prohibited conduct includes, but is not limited to:
- Attempting to gain unauthorized access to our systems or user accounts.
- Transmitting any material that contains viruses or other harmful code.
- Engaging in any activity that disrupts or interferes with the operation of our Service.
- Misrepresenting your identity or affiliations.
6. Intellectual Property
All content, features, and functionality on our online platform, including text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are the exclusive property of Heron AI or its licensors and are protected by Singaporean and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
7. Termination
We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our Service will immediately cease.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Heron AI, its directors, employees, partners, agents, suppliers, or affiliates, shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use our Service; (ii) any conduct or content of any third party on our Service; (iii) any content obtained from our Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.
9. Governing Law and Jurisdiction
These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Singapore.
10. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide reasonable notice of any changes. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Heron AI
1 Fusionopolis Way, #10-08 Sandcrawler,
Singapore, 138632, Singapore
Phone: +65 6789 2345